Why Your Attorney Should Speak to Insurance Companies After a Crash
Coping with medical concerns and the stress of property damage that follow car crashes can be all consuming, and on top of this, many accident victims find themselves in need of financial relief as they juggle accident-related expenses.
Dealing with insurance companies in the hope of receiving fair compensation can be incredibly difficult. Having a New Orleans personal injury lawyer communicate with insurance companies on your behalf allows you to focus on your personal recovery.
Avoiding the Risk of Adverse Statements
Insurance companies have set procedures in place, but sometimes these complex systems are difficult for individuals who do not work in the industry to fully grasp. This is dangerous, because a person may say something conversationally and not realize they are jeopardizing their chances of obtaining compensation.
After a car crash, victims are often bombarded with requests for statements, documentation, and medical records. Without a thorough understanding of the legal intricacies involved, you may make a statement that could be misinterpreted or used against you at a later date. Engaging with an experienced Louisiana injury lawyer and having them speak to insurance adjusters for you means all necessary information will be provided while your rights are protected.
Trained to extract information, insurance adjusters sometimes use information they have gathered to minimize the value of a claim or deny it altogether. Lawyers who act as intermediaries mitigate this risk as attorneys are trained to communicate with insurance companies efficiently and professionally.
Lawyers Fight Lowball Offers
It is common for insurance companies to want to settle claims quickly. One strategy that may be used is offering victims a seemingly fair settlement in exchange for a swift resolution, but sometimes these initial offers do not fully account for the long-term costs and damages resulting from the accident. If you agree to the terms of a lowball offer, it may be difficult to impossible to access any additional recovery later.
Lawyers who specialize in personal injury work on claims and lawsuits everyday, so they have a lot of experience evaluating data and putting a true value to a claim. A full evaluation will take into account current medical expenses, lost wages, pain and suffering, and future rehabilitation costs. With this number in mind, your attorney will negotiate on your behalf to secure a settlement that reflects the full extent of your losses.
Louisiana has specific laws and regulations that govern personal injury claims. Hiring a New Orleans personal injury lawyer means you will have a professional advocating for your rights, an individual who is well-versed in state-specific regulations and can use this knowledge to build a strong case tailored to the nuances of Louisiana law.
Is entrusting the communication with insurance companies to a lawyer the right move for you? After an accident in New Orleans, Metairie or Gretna, increasing the likelihood of securing fair compensation could be possible through legal representation. The skilled team at Palazzo Law Firm can navigate the complexities of the claims process for you. Call 504-433-1442 for an initial consultation.
